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These Financial Mistakes Could Cost You in the Future

We all make mistakes in life. But some mistakes may end up costing us dearly in the future, quite literally. Here is a list of common financial mistakes young people make that you might want to avoid in your life:

Not Planning for Retirement

Retirement may be far from your mind as you enter a career in your twenties and early thirties. If you currently don’t have a plan for retirement, you may be making a huge financial mistake. According to research, a vast majority of people in their twenties are eligible to make 401(k) contributions but don’t actually do so. The result is a lack of solid retirement planning that could cost them dearly later on. Obviously, young people may have a more pressing need for money, such as to buy a house or car, to actually saving up for retirement. Think of your retirement plan as being just as important as buying a starter home. The problem is, the longer you wait to start saving for retirement, the less time the compounding factor has to kick in and make your contributions lucrative. Also, the longer you wait, the more money you will have to save when you are older, to have enough funds to retire comfortably when the time comes. [Read more…] about These Financial Mistakes Could Cost You in the Future

How to Spruce Up Your Resume When You’ve Got a ‘Mom Gap’

Crafting a resume is always difficult, but it’s all the more challenging when you’ve got the dreaded “mom gap” on your most official piece of professional identification. Believe it or not, employers see this often. Two of the most common reasons for resume gaps are child and elderly caretaking. And for many employers, this is something you should address in your cover letter.

The resume, on the other hand, gives you a chance to become more than just the “gap” in your professional achievements. Choose from a list of resume format examples, and start considering how you’ll make the most of it. Remember, recruiters aren’t looking down on you. Taking care of your family is an admirable thing, and shows that you’ve been busy with important work during this time. But doing your best to gain necessarily skills and training to better yourself (and your resume) shows that you’re truly ready to put in the work and hit the ground running. Here’s how you can spruce up your resume when you’ve got a mom gap: [Read more…] about How to Spruce Up Your Resume When You’ve Got a ‘Mom Gap’

Preparing Yourself for an Around-the-World Trip

We are lucky to be living in an age when international travel has never been easier. Flights are cheaper in real terms than ever before, while remote working possibilities and the gig economy combine to mean that we can make an office of any beach in the world.

Nevertheless, that is not to say we can disappear on a round the world trip at a moment’s notice, tempting though it might be to do so sometimes. Here are some of the preparations you need to have in place to ensure your journey is safe, enjoyable and stress-free. [Read more…] about Preparing Yourself for an Around-the-World Trip

Startups and Crippling Issues That They Can Face

Startup life can be extremely stressful as every deadline could make or break a business. This stress can be worth it especially if a company makes it big and an employee was at the ground level. The corporate life at an established company is going to be much more stable but work done by an employee might not impact the company at all. Issues are plentiful in startups with some being due to growing at a faster rate than expected as well as first time founders trying to set the business up for success. The following are crippling issues that startups can face as well as how to deal with them.

High Employee Turnover Rate

Training employees to be profitable is a large investment for companies as it can take thousands of dollars in time and money to do so. For this reason a high employee turnover rate can cripple cash flow. To solve this you are going to have to sure up hiring practices as you are choosing the wrong type of candidate. Those people who frequently switch jobs are going to try to find something better as this is what they have done in the past. A good HR company can help you with this as they staff hundreds of companies successfully per year. [Read more…] about Startups and Crippling Issues That They Can Face

The Content Arms Race: How it Has Become Harder and Harder to Stand Out Online

It’s hardly a secret that producing a stream of useful content is a fantastic way to build an online audience and gain more sales.

Publishing articles, on a company blog for instance, can help demonstrate your expertise when it comes to the products and services you are offering.

It can will also help improve the search engine optimization (SEO) of your company website. [Read more…] about The Content Arms Race: How it Has Become Harder and Harder to Stand Out Online